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Personal Banking

Personal Savings & CDs

Savings & CDs

A savings account can provide an important safety net or nest egg. Whatever the case, City can help you find the savings option that best meets your needs.

Which savings option is best for you?

Open An Account

Here’s a look at a few ways to make your money work for you:

  • Regular Savings

    Starting an emergency fund or saving for a big purchase? A regular savings account is a great place to start:

    • Free with $200 minimum balance
    • $3 monthly fee if balance falls below $200
    • 3 free transactions per month
    • $1.50 per transaction if allowance is exceeded
    • Link to your City checking account and automatically transfer funds
    • Special savings account available for minors

  • Liquid Gold Money Market Account

    Do you have higher balances and want higher interest? Try a Liquid Gold Money Market Account:

    • Free with $1,000 minimum balance
    • $10 monthly fee if balance falls below $1,000
    • 6 free withdrawals per month
    • $10 per transaction if allowance is exceeded

  • Certificate of Deposit (CD)

    Interested in competitive fixed rates with a guaranteed return? Check out our CD options:

    • Variety of term options
    • $500 minimum opening deposit
    • CD specials available for larger deposits. View our current CD specials.
    • Contact us today for our most current rates
    • Penalty for early withdrawal, which may decrease earnings

  • Individual Retirement Account (IRA)

    Are you saving for your retirement? An IRA can help you:

    • Set aside tax-deferred money in a secure environment
    • Enjoy a guaranteed rate of return

    This is not tax advice. Consult your tax advisor.

  • Health Savings Account (HSA)

    Would you like tax deductions for medical expenses? HSAs make it possible to:

    • Set aside tax-deductible savings for qualified medical expenses
    • Rollover unspent funds from year to year
    • Pay no taxes when you withdraw funds
    • Accrue interest tax-free

    $50.00 minimum deposit to open account.

    $1.00 withdrawal fee for debit card and check transactions.

    This is not tax advice. Consult your tax advisor.

Let us help you get started.

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