Personal Savings & CDs

Regular Savings

Starting an emergency fund or saving for a big purchase? A regular savings account is a great place to start:

• Free with $200 minimum balance
• $3 monthly fee if balance falls below $200
• 3 free transactions per month
• $1.50 per transaction if allowance is exceeded
• Link to your City checking account and automatically transfer funds
• Special savings account available for minors

Liquid Gold Money Market Account

Do you have higher balances and want higher interest? Try a Liquid Gold Money Market Account:

• Free with $1,000 minimum balance
• $10 monthly fee if balance falls below $1,000
• 6 free withdrawals per month
• $10 per transaction if allowance is exceeded

Certificate of Deposit (CD)

Interested in competitive fixed rates with a guaranteed return? Check out our CD options:

• Variety of term options
• $500 minimum opening deposit
• CD specials available for larger deposits. View our current CD specials.
• Contact us today for our most current rates
• Penalty for early withdrawal, which may decrease earnings

Individual Retirement Account (IRA)

Are you saving for your retirement? An IRA can help you:

• Set aside tax-deferred money in a secure environment
• Enjoy a guaranteed rate of return

This is not tax advice. Consult your tax advisor.

Health Savings Account (HSA)

Would you like tax deductions for medical expenses? HSAs make it possible to:

• Set aside tax-deductible savings for qualified medical expenses
• Rollover unspent funds from year to year
• Pay no taxes when you withdraw funds
• Accrue interest tax-free

$50.00 minimum deposit to open account.

$1.00 withdrawal fee for debit card and check transactions.

This is not tax advice. Consult your tax advisor.