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Balance Sheet
	2024 FY	2023 FY	2022 FY	2021 FY	2020 FY
Total Assets	6,459,459	6,168,052	5,878,106	6,003,695	5,758,640
Total Net Loans	4,252,854	4,103,178	3,629,150	3,525,648	3,597,570
Total Deposits	5,144,150	4,934,262	4,869,866	4,925,336	4,652,216
Equity Attributable to Parent Company	730,664	677,066	577,852	681,105	701,106
Total Equity	730,664	677,066	577,852	681,105	701,106
COVID-19 Financial Disclosure
Paycheck Protection Program Loan	0	0	0	6,571	55,429
PPP Loan Ratio	0	0	0	0.19	1.54
COVID-19 Loan Modification	N/A	N/A	400	2000	108,000
COVID-19 Loan Modification Ratio	N/A	N/A	0.01	0.06	3
Processing Fees on PPP Loans	0	0	500	4000	1,600
Profitability (%)
Net Income	117,101	114,365	102,071	88,080	89,595
Net Income Attributable to Parent	117,101	114,365	102,071	88,080	89,595
ROAA	1.85	1.87	1.71	1.49	1.66
Core ROAA	1.90	2.01	1.74	1.49	1.42
ROAE	16.43	18.00	16.49	12.67	12.88
ROATCE	21.39	24.12	20.34	15.32	15.63
Core ROAE	16.93	19.30	16.77	12.67	11.02
Net Interest Margin	3.86	4.01	3.33	2.89	3.16
Efficiency Ratio	48.8	46.29	48.31	51.43	51.58
Noninterest Inc / Operating Revenue	25.7	25.11	28.73	30.45	29.48
Balance Sheet Ratios (%)
Loans / Deposits	82.67	83.62	74.87	71.95	77.86
Securities / Assets	22.46	22.20	26.02	23.88	20.95
Total Equity / Total Assets	11.31	10.98	9.83	11.34	12.17
Tangible Equity / Tangible Assets	9.06	8.57	8.02	9.58	10.33
Tang Common Equity / Tang Assets	9.06	8.57	8.02	9.58	10.33
Asset Quality (%)
NPAs / Assets	0.23	0.13	0.40	0.48	0.70
NPA Excl Restructured / Assets	0.23	0.13	0.10	0.13	0.24
NPAs & 90+ PD / Assets	0.23	0.14	0.41	0.48	0.70
NPAs / Loans & REO	0.35	0.20	0.65	0.81	1.10
Nonaccrual & 90+ & OREO / Assets	0.23	0.14	0.11	0.13	0.24
NPAs & 90+ PD / Loans & REO	0.35	0.21	0.66	0.81	1.10
NPA & Loans 90+ / Tangible Common Equity + LLR	2.53	1.59	5.00	4.96	6.59
NCOs / Avg Loans	0.06	0.01	0.04	0.09	0.10
Loan Loss Reserves / Gross Loans	0.51	0.55	0.47	0.51	0.68
Reserves / NPAs	154.30	274.40	72.02	63.04	61.34
Loan Loss Provision / NCO	68.86	1,340.08	30.94	-98.35	304.43
Capital Adequacy
Tier 1 Common Capital (CET1)	688,707	627,579	598,068	555,532	557,641
Tier 1 Capital	688,707	627,579	598,068	555,532	557,641
Tier 2 Capital	21,113	21,067	14,586	14,804	19,651
Total Capital	709,820	648,646	612,654	570,336	577,292
Total Risk-weighted Assets	4,171,271	3,996,688	3,685,207	3,453,893	3,446,774
Tier 1 Common Capital (CET1) Ratio	16.51	15.70	16.23	16.08	16.18
Tier 1 Ratio	16.51	15.70	16.23	16.08	16.18
Total Capital Ratio	17.02	16.23	16.62	16.51	16.75
Liquidity Coverage Ratio	N/A	N/A	N/A	N/A	N/A
Leverage Ratio	10.62	10.23	10.01	9.44	10.22
Basel III Leverage Ratio	N/A	N/A	N/A	N/A	N/A
Per Share Information ($)
Common Shares Outstanding	14,676,000	14,831,817	14,788,149	15,061,858	15,767,508
Avg Diluted Shares	14,697,000	14,891,000	14,873,000	15,407,000	15,995,000
Basic Book Value per Share	49.69	45.65	39.08	45.22	44.47
Book Value per Share, As Reported	49.69	45.65	39.08	45.22	44.47
Basic Tangible Book Value per Share	38.80	34.69	31.25	37.44	36.94
Tangible Book Value per Share, As Reported	38.80	34.69	31.25	37.44	36.94
Common Dividends Declared per Share	3.01	2.73	2.50	2.34	2.29
EPS after Extra	7.89	7.61	6.80	5.66	5.55
EPS after Extra Growth	3.68	11.91	20.14	1.98	2.40
Core EPS	8.13	8.16	6.91	5.66	4.74
Core EPS Growth	-0.40	18.07	22.22	19.33	-13.03
Diluted EPS before Amortization	8.05	7.77	6.89	5.76	5.65
Pre-Provision Earnings per Share	7.90	8.12	6.77	5.40	5.08

Data shown on this page is for convenience only, extracted from SEC filings.
For access to the original filings, please click the headers to be taken directly to the filing at the SEC website.